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Allianz Retire+ AGILE
Allianz Guaranteed Income for Life (AGILE) is a retirement income solution that gives your client a simple way to secure a steady income for life, one that can rise with markets but never falls with them whilst your client’s savings always remain accessible for when life changes.
AGILE, sits within a client’s account, and can be selected as an option within their portfolios. AGILE is available to advisers and their clients through HUB24 Invest & HUB24 Super. To access the online form in AdviserHUB, navigate to the Transact tab and go to Longevity Products where you can select the AGILE New Investment option.

What makes AGILE different?
AGILE is built on three core features that work together to balance growth potential, income for life and flexibility.
Growth potential with a safety net
While your client waits to start their lifetime income, their investment value can continue to grow with the safety of built-in protection.
Income your client can rely on
When your client is ready to start their lifetime income, they will receive guaranteed income for life that never stops or drops.
Flexible access to your money
Because we know life is not linear and plans can change, with AGILE, your client retains access to their investment.
Challenger Lifetime Annuity (Liquid Lifetime)
Provide a regular income for your clients’ lifetime regardless of how long they live.

Challenger Guaranteed Annuity
Provide a guaranteed regular income for a fixed term that your clients choose, regardless of how investment markets perform with flexible capital return options at maturity.

Challenger CarePlus
A specialist investment designed to help people moving into residential aged care. It provides guaranteed regular income for life, with a lump sum payable to your clients’ beneficiaries or estate upon death.

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Important information about Allianz Guaranteed Income for Life (AGILE)
This product is issued by Allianz Australia Life Insurance Limited, ABN 27 076 033 782, AFSL 296559 (Allianz Retire+). Allianz Retire+ is a registered business name of Allianz Australia Life Insurance Limited.
This information is current as at 19 January 2026 unless otherwise specified and is for general information purposes only. It is not comprehensive or intended to give financial product advice. Any advice provided in this material does not take into account your objectives, financial situation or needs. Before acting on anything contained in this material, you should speak to your financial adviser and consider the appropriateness of the information received, having regard to your objectives, financial situation and needs.
No person should rely on the content of this material or act on the basis of anything stated in this material. Allianz Retire+ and its related entities, agents or employees do not accept any liability for any loss arising whether directly or indirectly from any use of this material.
Past performance is not a reliable indicator of future performance.
Use of the word ‘guarantee’ in this material refers to an assurance that certain conditions or contractual promises will be fulfilled by Allianz Retire+ from the available assets of its Statutory Fund No 2, in relation to the product terms. This includes ‘guaranteed’ income payments in the Lifetime Income Phase which will be paid from the available assets of Statutory Fund No 2, noting that Allianz Retire+ may terminate the product in certain limited circumstances as outlined in the Product Disclosure Statement referred below.
Prior to making an investment decision, investors should consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) which are available on www.allianzretireplus.com.au.
HUB24 Custodial Services Ltd is the operator of HUB24 Invest (an investor directed portfolio service), promoter and service provider of HUB24 Super which is a regulated superannuation fund. The trustee and issuer of interests in HUB24 Super is HTFS Nominees Pty Limited ABN 78 000 880 553, AFSL 232 500, RSE Licence No. L0003216. No entity within the HUB24 group nor HTFS Nominees guarantees any payments under AGILE, and they are not responsible for the performance of any Allianz Retire+ product, or any other product or service promoted or supplied by Allianz. © HUB24
Important information about Challenger
The Challenger annuities referred to on this website are issued by Challenger Life Company Limited (ABN 44 072 486 938, AFSL 234670) (Challenger Life). Before a client makes a decision about whether to acquire or dispose of an annuity they should consider their individual circumstances and objectives and read the relevant product disclosure statement available at: https://www.challenger.com.au. HUB24 is making Challenger annuities available through its platform. HUB24 makes no recommendation and is not providing any opinion as to the suitability of Challenger annuities for any particular client.
Annuity payments
Any reference to a guaranteed annuity payment in connection with annuities issued by Challenger Life is a reference to the contractual obligations of Challenger Life under the terms of the applicable annuity to make those payments. Challenger Life’s obligations refer to, and are limited to, the annuities and payment guarantees provided by Challenger Life from its Statutory Fund No. 2. Challenger Life is a life company registered under the Life Insurance Act 1995 (Cth) and is regulated by APRA. The annuities Challenger Life issues are referrable to its Statutory Fund No. 2 (Statutory Fund) which it is required to maintain under the Life Insurance Act. The Statutory Fund generally contains a range of investments that may include bank bills, debt investments, convertible notes, shares, geared and ungeared property investments, infrastructure investments and other assets. The underlying investment objectives of the Statutory Fund include:
- achieving consistent returns from investments that ensure that the guaranteed rate of return offered to annuitants is earned; and
- matching the liability cash flows with cash flows receivable from the underlying assets.
Both the Statutory Fund and Challenger Life are subject to prudential supervision by APRA. APRA’s prudential standards on capital adequacy require Challenger Life to provide levels of support in relation to its annuity liabilities through capital adequacy standards. These capital adequacy standards are broadly designed to ensure that there are sufficient assets in the Statutory Fund to meet annuity liabilities even in adverse market conditions. Challenger Life generally maintains a surplus above its required statutory minimum.
